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Our Best Answer: What are the eligibility requirements for a Federal Direct Loan (FDL)?

Eligibility Requirements for Federal Direct Loans (FDL)

To be eligible for a Federal Direct Loan, you must:

  • meet all eligibility requirements for federal financial aid
  • be a U.S. Citizen or Eligible Non-Citizen
  • complete the FAFSA
  • be enrolled in a degree program and registered for a minimum of 6 undergraduate credits for the semester(s) that you are applying for
  • meet Federal Satisfactory Academic Progress requirement unless it is your first semester at the college
  • demonstrate financial need for the loan. Financial need is demonstrated when your EFC (Expected Family Contribution), the loan amount, and any other financial aid you are receiving adds up to less than your cost of attendance

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